Hello ppl i'm back screaming with vengeance....dont mistake me , check this incident ,hav to be patient ,guess this experience of mine would definiltey be helpful to all future corporate employees(dont get tempted when something comes easy n free of cost).
when i joined my first job with Citicorp Overseas Software Ltd a.k.a COSL (100 % owned subsidiary of Citibank) Wow !! wonderful feelin workin with Citigroup No.1 fortune 500 company uhh?, yes it was indeed a nice experience.Not only a good brand ,amazing work culture and well balanced pay packet,and a free salary account with minimal formalities (obviosly i was an employee of citigroup).
But what followed was an entirely diff experience. Had my induction at mumbai centre(a wonderful experience ,would cover it someother time).A salary account opened in mumbai but soon after training was over, got posted at Hyd,then another A/C opened at lightening speed in Hyd, i was enjoying the speed n the ease at which A/Cs were being opened(costing absolutely nothin).I had left some money in my mumbai A/C ,to be frank just forgot about it,money was pouring in from everywhere so never bothered to check my mumbai A/C.
After a few months thanx to a frnd of mine i realised i hav an A/C in mumbai and was shocked to see that every month my A/C was being looted.
200 bucks out of my account as service charge everymonth chooo mantar!!!, this has happened for a few months with out my knowledge and no intimation what so ever.The reason when contacted the bank - was that i'm not maintaining min avg daily balance(thought what on earth is this crap).when i enquired why was i not informed ,answer is it is printed in small italics on the back of the A/C statement which i never recvd.And why i was not informed on mail or phone ,bcos they giv info only when asked ,on a need to know basis...dogshit(looting ppl openly) and what i did is history.
(Realised better late than never closed the account imm savin whats left)
So the morale of the story never neglect ur past salary and savings A/Cs .. make it a point to close all the inactive accounts or maintain minimum what ever shit has to be maintained , but still u r giving an oppurtunity to someone to embezzle ur money, by not operating ur A/C for long periods.
To be continued .......
RAM
Bask-in Ram
Me Myself
